Thomas J. Dobransky & Associates - San Diego, California

Call Us: (858) 668-3038

 
My Mission. My Philosophy. My Approach. A Second Opinion.

Individuals

 

Largely serving individuals in the medical, science, and research fields, I offer a wide range of services aimed to help them build, protect, and preserve their wealth throughout life’s many stages.

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Women

 

Whether they’re divorced, widowed, single, or married, I work with women in all stages of life, with the goal of helping them feel empowered and confident in their financial decision making.

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Business Owners

 

Running a business and determining an appropriate retirement plan that meets the needs of employees isn’t easy. From offering fiduciary insight to objective advice, I help businesses succeed.

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The Pursuit of Financial Clarity and Confidence

 

Over the past 30 years, I have served a number of individuals, women, and business owners ranging in age, financial situation, and goals. While each and every client has their own unique needs and dreams, many face one, universal concern: confidently making financial decisions.

I am committed to taking the mystery and confusion out of investing and retirement planning strategies so my clients can focus on what they enjoy most in life. I believe that by offering ongoing education, customized strategies, and objective guidance, clients can feel more confident in their financial future.

Located in San Diego, California, I largely serve clients in La Jolla, Del Mar, Rancho Bernardo, Poway, and Rancho Santa Fe.

 

Helpful Content

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What Is an Annuity?

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Social Security: The \$64,000 Question

Social Security: The \$64,000 Question

One of the most common questions people ask about Social Security is when they should start taking benefits.

 

Universal Life Insurance

Universal life insurance is permanent insurance with a flexible premium. Here's how it works.

How Stocks Work

Understanding how a stock works is key to understanding your investments.

Insuring Your Business With a Buy/Sell Agreement

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Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.

Comparing Investments

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Federal Income Tax

Use this calculator to estimate your income tax liability along with average and marginal tax rates.

Social Security Taxes

Estimate how much of your Social Security benefit may be considered taxable.

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Estimate how much you have the potential to earn during your working years.

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This calculator can help determine whether it makes sense to refinance your mortgage.

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Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

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The Facts About Income Tax

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Inflation and Your Portfolio

Even low inflation rates can pose a threat to investment returns.

The Fed and How It Got That Way

A quick history of the Federal Reserve and overview of what it does.

Women and Retirement

Women are great at multi-tasking. But many drop the ball when preparing for retirement.

Sit, Stay, Rollover: A Guide to IRA Rollovers

If you have a 401(k) with a former employer, you may want to consider an IRA rollover.

Retiring the 4% Rule

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

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